Bay Point Homes for Sale in Panama City Beach
Canal-front and bayfront homes, custom estates, and golf villas spread across 1,100 gated acres wrapped around Grand Lagoon and St. Andrews Bay, on the east end of Panama City Beach.
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Bay Point Homes Currently for Sale
30 listings are currently for sale at Bay Point, priced from $427,000 to $2,100,000.
Opportunity
Brokerage: Century 21 AllPoints Realty, licensed real estate broker.
About Bay Point
Bay Point is one of the largest gated communities on Panama City Beach — roughly 1,100 acres on the east end, wrapped around Grand Lagoon and St. Andrews Bay rather than fronting the open Gulf. It's built around two 18-hole golf courses (the Nicklaus Course and the Meadows Course), the 127-slip Point South Marina, and Bluegreen's Bayside Resort & Spa, with 24-hour security at the gate.
The Range of Housing Inside the Gates
The real range here is in the housing itself. Bay Point isn't a single product type — it's canal-front and bayfront single-family homes, custom estates on larger lots, golf villas along the fairways, and low-rise condos, all inside the same gates. If you want a boat in the backyard or a house on the water without being on the open beach, this is one of the few PCB communities built for exactly that — canal lots with direct marina/bay access are the community's signature, and they're what most buyers mean when they say "Bay Point homes."
Condos and golf villas exist here too and are worth knowing about if low-maintenance ownership matters more to you than a private dock, but they're a smaller piece of the picture than the waterfront single-family inventory that defines the community.
What to Know About Buying at Bay Point
Every property inside the gates pays into the Bay Point community/HOA structure regardless of housing type, and canal/bayfront homes carry flood and windstorm insurance considerations that inland lots elsewhere on this site won't have — budget for that early in your search. Golf-course-adjacent and marina-adjacent lots carry a premium, as does direct canal frontage with private dock potential. If boating access matters to your decision, confirm which canals have direct, unobstructed access to the marina and bay versus interior canals with more limited depth — this varies lot to lot within the community.