Breakwater at Ward Creek Homes for Sale in Panama City Beach
A gated, Toll Brothers-built new-construction community in the fast-growing Ward Creek corridor, roughly 5 miles from public beach access, with resort-style amenities and three home collections still actively selling.
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Breakwater at Ward Creek Homes Currently for Sale
15 homes are currently for sale at Breakwater at Ward Creek, priced from $545,000 to $1,195,000.
Opportunity
Brokerage: Century 21 AllPoints Realty, licensed real estate broker.
About Breakwater at Ward Creek
Breakwater at Ward Creek is a Toll Brothers community in the Ward Creek corridor — the same fast-growing pocket of Panama City Beach that includes Salt Grass at Ward Creek and Bayside at Ward Creek nearby. It's gated, with a luxury clubhouse, pool, fitness center, pickleball and tennis courts, playgrounds, and an outdoor fireplace among the resident-only amenities — the clubhouse itself broke ground in 2025 as the community continues building out.
Homes are single-family, sold across three collections: Coastal (roughly 1,665–2,548+ sq ft), Oasis (roughly 2,114–2,565+ sq ft), and Vista (roughly 2,455–3,242+ sq ft), starting around $435,000 and running up toward the mid-$800s depending on collection and lot. Toll Brothers' on-site design studio allows for personalization on new builds. The community sits close to Pier Park's shopping and dining and within reach of Rosemary Beach, without being directly beachfront itself.
What to Know About Buying at Breakwater at Ward Creek
Since this is an active new-construction community, ask specifically whether you're buying a quick-move-in home or a to-be-built home on the current price sheet — pricing, available lots, and collection availability shift as phases sell out, more than at an established resale-heavy community. Confirm current HOA dues (funding the clubhouse and gated-community amenities) and whether a CDD or special assessment applies, since new master-planned communities sometimes carry these even when older PCB neighborhoods don't. If proximity to the beach itself is a priority, confirm current drive/golf-cart distance to public access points — the community markets itself as "minutes from the Gulf" but isn't beachfront.