active Listed As-Is

3522 Cottage Cove Lane, Panama City Beach, FL 32408

$645,000

Reduced $45,000 from the original list price of $690,000

4Beds
2.5Baths
2,254Sq Ft
0.09Acres
2022Year Built
$195.33/moHOA
On site 108 days
See the full community guide Sanctuary Beach →

Details

Craftsman style · 2 garage spaces · Unfurnished · Short-term rental status not confirmed

HOA Dues Include

  • LegalAccounting
  • Pools
  • Trash

Nearby Schools

ElementaryPatronis
MiddleSurfside
HighArnold

Property Details

fiber cement siding construction · Currently occupied

About This Home

***VA ASSUMABLE LOAN at 5.375*** Quietly tucked away in the gated community of Sanctuary Beach, this beautifully upgraded 4-bedroom, 2.5-bath home, built by Nadeau, offers the perfect combination of privacy, comfort, and coastal living. Residents enjoy exclusive community amenities, including a pool and a dedicated nature trail that leads directly to the waters of St. Andrews Bay, making it easy to enjoy the natural beauty that surrounds this unique neighborhood. Inside, the thoughtfully designed floor plan features a spacious first-floor primary suite complete with a large walk-in closet and an oversized bathroom. The heart of the home is the stunning chef's kitchen, highlighted by an impressive 11-foot shiplap island, upgraded quartz countertops, a commercial-grade gas stove, custom-built hood, and an abundance of cabinetry with convenient pull-out wooden shelving for exceptional storage and organization. A half bath is conveniently located downstairs for guests, while the upstairs bedrooms offer generous closet space and plenty of room for family or visitors. The home has been meticulously maintained and thoughtfully enhanced with interior shutters, gutters, annual HVAC servicing, an insulated attic for extra storage, a tankless water heater, and abundant storage throughout both the home and the two-car garage. Step outside to a fully fenced backyard that has been beautifully landscaped to create a private outdoor retreat, perfect for relaxing or entertaining. Surrounded by mature landscaping and offering plenty of privacy, this outdoor space is just as inviting as the interior. Located close to the community pool, this home offers a lifestyle that blends modern convenience with the peaceful charm of Sanctuary Beach. Combining thoughtful upgrades, exceptional storage, and a prime location within one of the area's most desirable gated communities, this home is a rare opportunity to enjoy everything Sanctuary Beach has to offer.

Interior, Amenities & More

Interior Features: Coffered Ceilings, Double Vanity, Interior Steps, Main Level Primary, Walk In Closets

Appliances: Gas Cooktop, Tankless Water Heater

Association Amenities: Gated

Pool: Community

Security: Gated Community

Heating: Electric

Cooling: Central Air, Ceiling Fans

Square Footage Source: Appraiser

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Ask About This Home

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Call (850) 866-1149

Listed by Kelly Flanagan, Keller Williams Success Realty · kellyflan3@yahoo.com

Equal Housing Opportunity
Equal Housing
Opportunity
Listing data provided by: Central Panhandle Association of Realtors (CPAR) Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Brokerage: Century 21 AllPoints Realty, licensed real estate broker.